PERSONAL FINANCE MANAGEMENT
Everything you need to manage your personal finances
PLAN AHEAD AND PREPARE FOR THE FUTURE
“I’ll do it later” is often the number one response when people ask about long-term planning.
Sitting with us removes that problem, because we know how important planning is, and we can help alleviate your concerns about the future and put an action plan in place. Some of the options you have are:
GET STARTED WITH THE BASICS
Before you can plan ahead, you need to keep track of your income. You need the numbers so you know where you stand financially and so you don’t run into problems later down the line. That comes from having the right support from the beginning, in the form of:
FINANCIAL VISIBILITY
Accounting software isn’t just for limited companies. You don’t need a certain level of income – its open to all! Get a clear view on your cashflow and manage your finances online so you can monitor them in real-time.
PERSONAL TAX CONSULTATION
From sole trader accounts, rental schedules, capital gains calculations, to PAYE and dividends, we can take care of it all. We can do a full review of your income and investments to make sure you are paying the right amount of tax!
WHAT’S RIGHT FOR ME?
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Pensions and investments
Don’t let them tick along; give your pension the proper attention it deserves. Working alongside a number of partners, we can help you look at your assets as a whole and introduce you to independent financial advisors who can help you make sense of the various options available.
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Personal financial planning
Looking to meet some personal goals? We can help you look over your entire financial landscape and review your monthly income and outgoings. We will look to help you budget and forecast your funds to make the most out of your money.
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Trust planning
Protect your legacy. Looks after assets and guarantee income to your loved ones after you pass. Planning a trust in your name can also help reduce inheritance taxes and make sure that you get to pass on financial stability to those closest to you.
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Inheritance tax planning
Paying taxes on your estate once you have passed can be an expensive bill for loved ones. But planning ahead can help alleviate this heartache. We’ll put a plan in place to help minimise this as much as possible as we help you structure your estate.
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Deathbed planning
Sometimes time is of the essence, and we realise that sometimes you need a quick turnaround on getting your affairs in order. It’s not the most pleasant of conversations to have, but we endeavour to make it as easy as possible to get everything in place.
